How to apply to BDO Diners Club Premiere Credit Card

The BDO Diners Club Premiere Credit Card is part of the expansive credit card offerings by BDO Unibank, catering to individuals who frequently travel and enjoy lifestyle perks. One of the hallmark benefits of this card is its Travel Miles rewards program. For every P30 spent, cardholders earn one Travel Mile, and for those enrolled in the Dual Currency feature, two Travel Miles are earned for every $1 spent. These miles can then be exchanged for a good selection of travel opportunities.
Moreover, the card provides additional travel-related advantages such as two free lounge accesses per year and complimentary travel insurance, ensuring a more comfortable and secure travel experience. Besides travel benefits, cardholders also have access to global offers on dining, travel, and entertainment, expanding the horizon of lifestyle privileges available to them.
In line with ensuring a safe transaction environment, the BDO Diners Club Premiere Credit Card is equipped with robust security features similar to those in major internationally-accepted credit cards, thus preventing any suspicious transactions and ensuring peace of mind for the cardholders.
These benefits collectively make the BDO Diners Club Premiere Credit Card a consideration for individuals seeking to blend lifestyle perks with practical financial management tools.
BDO Diners Club Premiere Benefits and Perks
The BDO Diners Club Premiere Credit Card is tailored for individuals who seek to marry their financial transactions with lifestyle and travel benefits. This card provides a range of perks that not only enhance the cardholder’s purchasing power but also elevate their travel and lifestyle experiences. From earning Travel Miles with every purchase to enjoying global offers on dining, travel, and entertainment, the card is structured to provide a rewarding and enriching experience to its users. Below are some of the top benefits associated with this card:
Travel Miles Rewards Program
The cornerstone of the BDO Diners Club Premiere Credit Card is its Travel Miles Rewards Program. Cardholders earn one Travel Mile for every P30 spent, and for those enrolled in the Dual Currency feature, two Travel Miles are earned for every $1 spent. These miles are not just numerical values but gateways to exciting travel experiences as they can be exchanged for trips both locally and abroad, thus making every purchase a step closer to a new adventure.
Global Offers on Dining, Travel, and Entertainment
Beyond the borders, cardholders have access to an array of global offers on dining, travel, and entertainment. This feature opens up a world of exclusive deals and discounts at various establishments worldwide, allowing cardholders to enjoy a fine dining experience, travel, and entertainment at preferential rates.
Complimentary Lounge Access
The hustle and bustle of airports can be draining, but with the BDO Diners Club Premiere Credit Card, travelers can find solace in the calm and comfort of lounges. Cardholders are granted two free lounge accesses per year, providing a serene environment to relax, work, or refresh before their flights.
Free Travel Insurance
Traveling comes with its share of uncertainties, and having a safety net is crucial. The BDO Diners Club Premiere Credit Card provides complimentary travel insurance, offering a layer of financial protection against unforeseen events during trips.
Optional Billing in Two Different Currencies
This feature will allow the cardholder to obtain two distinct billing statements for added convenience – local transactions will be billed in Philippine Pesos, and overseas transactions will be invoiced in US Dollars.
Robust Security Features
In a digital age where financial fraud is a looming threat, having a credit card with stringent security measures is imperative. The BDO Diners Club Premiere Credit Card is equipped with strict security features akin to those in major internationally-accepted credit cards. These features work diligently to prevent any suspicious transactions, thereby ensuring a safe and secure transaction environment for the cardholders.
Prerequisites to Obtain the BDO Diners Club Premiere
The prerequisites for applying for the BDO Diners Club Premiere Credit Card encompass age, nationality or residency, and financial capability. Here’s a breakdown of the requirements based on the information gathered:
Age Requirements:
- The age range for principal applicants must be between 21 and 60.
- Holders of supplemental cards must be at least 13 years old.
Nationality/Residency:
- Both Filipino citizens and foreigners who reside in the Philippines may apply.
Income Requirement:
The applicant’s gross fixed monthly income must be at least $77,000.
Proof of Identification:
- Filipino applicants must present any legitimate government-issued ID with a photo (such as a passport, driver’s license, SSS ID, or PhilSys ID). Supplemental applicants who are enrolled in classes may substitute a valid school ID.
- Foreign candidates must submit a copy of their employment contract or certificate, a letter from the embassy (if signed by an embassy representative), and one of the acceptable documents listed below: Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA investors and staff, or VISA with EO226. Alien Certificate of Registration (ACR), Immigrant Certificate of Registration (ICR), or ACR-I.
Proof of Income:
Employed Applicants:
- Required: A photocopy of the most recent Income Tax Return (ITR) that has been duly acknowledged as received by the Bureau of Internal Revenue (BIR) or a BIR Form 2316 that has been signed by an authorized representative of the employer.
- Moreover, any of the subsequent latest paystub(s) for the full month; A copy of your latest two (2) months’ worth of credit card statements that are at least a year old, or an original certificate of employment with information on status, length of service, and remuneration breakdown.
Self-employed Applicants:
- Required documents include a photocopy of the most recent Income Tax Return (ITR), which must be at least two (2) years old and be duly stamped as having been received by the Bureau of Internal Revenue (BIR)
- Photocopies of the business name registration documents, DTI registration for sole proprietorships, and SEC registration for partnerships and corporations are requirements.
- 3 most recent bank statements are optional but suggested.
These prerequisites are structured to ensure that the applicant has a stable financial standing and the ability to manage credit responsibly.
About BDO as a Financial Institution
BDO Unibank, which offers the BDO Diners Club Premiere Credit Card, has a strong Philippine banking history. Below is a brief bank overview:
BDO Unibank was founded as Acme Savings Bank on January 2, 1968. Before Metro Manila was founded, it was a thrift bank with two branches. The SM Group, founded by retail billionaire Henry Sy, acquired the bank in November 1976 and renamed it Banco de Oro Savings and Mortgage Bank.
In 1994, the bank became a commercial bank and was called Banco de Oro Commercial Bank. In 1996, it became a universal bank and was renamed Banco de Oro Universal Bank, indicating its expansion and diversification into a full-fledged financial institution.
In 2007, BDO Unibank completed the largest merger and acquisition deal in Philippine history, a PHP87.7 billion merger with Equitable-PCI Bank. This merger made BDO Unibank the Philippines’ largest bank in 2008, a title it has held since. The bank became BDO Unibank, Inc. in 2011.
BDO Unibank is a comprehensive universal bank offering financial goods and services to retail and business sectors. Lending, deposit-taking, foreign exchange, brokering, trust and investments, credit cards, corporate cash management, and remittances among its services. Through its subsidiaries, BDO Unibank offers leasing, finance, and investment banking services.
From a thrift bank to the Philippines’ largest bank, BDO Unibank has grown and provided complete financial solutions to its customers. BDO Diners Club Premiere Credit Card and other services demonstrate the bank’s grasp of different customer needs and desire to meet a variety of financial needs.
Who is the BDO Diners Club Premiere for?
The BDO Diners Club Premiere Credit Card is Ideal for individuals with a steady income stream, this card caters to those who frequently engage in travel, dining, and entertainment activities both locally and internationally. The card’s rewards program, travel insurance, and lounge access features make it particularly appealing for individuals who seek to enhance their travel experiences while also enjoying a range of lifestyle benefits.
Step by Step to Apply for the BDO Diners Club Premiere
To apply for the BDO Diners Club Premiere Credit Card, follow these steps:
- Check Eligibility:
- Ensure you meet the age, income, and residency requirements as specified in the prerequisites section above.
- Gather Necessary Documents:
- Prepare the necessary identification and income proof documents as outlined in the prerequisites section.
- Online Application:
- Visit the official BDO Diners Club Premiere page and click on the “Apply Now” button.
- Alternatively, you can directly access the BDO Credit Card Online Application Form and select the Diners Club Premiere Card for your application.
- Fill in the required personal and financial information in the application form.
- Submit Application:
- Review your information, ensure all mandatory fields are filled, and submit your application online.
- You might be required to enter a verification code for security purposes during the submission process.
- Application Tracking:
- After submission, you can keep track of your application status online through the BDO’s official page.
- Wait for Approval:
- Once submitted, your application will be reviewed by BDO. Upon approval, you will be notified, and your BDO Diners Club Premiere Credit Card will be issued to you.
- Activate the Card:
- Upon receiving the your BDO Diners Club Premiere Credit Card via the mail or at one of the bank branches of your choice, you will also get the telephone number to call to unlock the card.
APPLY TO BDO DINNERS CLUB PREMIERE CREDIT CARD HERE
For a more streamlined process, you might want to consider engaging with BDO’s digital banking platforms. While there doesn’t seem to be a specific app for the card, BDO provides online banking services which can be accessed anytime, anywhere using your smartphone or laptop through BDO Digital Banking.
Make sure to have all necessary documents and information at hand to ensure a smooth application process.
Positives and Negatives of the BDO Diners Club Premiere
Below is a summary of the positives and negatives of the BDO Diners Club Premiere Credit Card:
Pros:
- Earn one travel mile for every ₱30 spent, which can be redeemed for airline miles, cash credits, or even to cover membership fees.
- Access to the Diners Club Travel Tools mobile app for currency conversion of more than 140 different currencies.
- Earning reward miles on purchases as low as PHP 50, making it easier to accumulate miles
- Access to global offers on dining, travel, and entertainment, catering to individuals who appreciate fine dining and adventurous travel.
- Two free lounge accesses per year, offering a serene environment for relaxation before flights (from a previous discussion).
- Provides financial protection against unforeseen events during trips (from a previous discussion).
Cons
- Applicant’s gross fixed monthly income must be at least $77,000
- ₱4500 annual fee for the primary card after the first year, and ₱2500 for supplementary cards.
- 7-10 working days waiting period for funds to appear in the account after redeeming travel miles for cash credit.
- Late Payment Charge ₱850
The BDO Diners Club Premiere Credit Card offers a range of benefits focused on travel and lifestyle, making it a suitable choice for individuals who frequently travel and appreciate global dining and entertainment experiences. However, the card comes with certain drawbacks such as a relatively high annual fee, a waiting period for fund redemption, and a monthly interest rate on unpaid balances.
BDO Diners Club Premiere Fees and Tariffs
The BDO Diners Club Premiere Credit Card comes with a set of fees and charges, here are some of the main costs associated with this card:
Annual Fee | ₱4500 (primary) after the first year, and ₱2500 (supplementary) |
Monthly Interest Rate | 3% |
Cash Advance Fee | ₱200 |
Late Payment Charge | ₱850 |
Foreign Currency Transaction Fee | !% |
Contact BDO Diners Club Premiere Customer Service
Here are the official channels through which one’s can seek assistance regarding the BDO Diners Club Premiere Credit Card:
- Official Website: BDO Unibank Official Website
- BDO Contact Center:
- Metro Manila: (+632) 8631-8000.
- Corporate Headquarters:
- Address: BDO Corporate Center, 7899 Makati Avenue, Makati City 0726, Philippines.
- Trunkline: (+632) 8840-7000.
- Email Contact:
- Email: [email protected].
- For concerns regarding paper-based communications: [email protected].
- Alternative Phone Numbers:
- 1800 3631 8000 0 8 Digitel.
- Social Media:
- BDO Unibank is also reachable through Facebook Messenger according to their official contact page.
For a more comprehensive list of contact channels or for specific inquiries regarding the BDO Diners Club Premiere Credit Card, it’s advisable to visit the official website or contact the BDO Contact Center directly.