How to apply to EastWest Privilege Visa Mastercard Credit Card
It is not just a piece of plastic for the card holders. The card can open up various financial opportunities for people. EastWest Privilege Visa Mastercard Credit Card has empowered users with limitless rewards and exclusive privileges. They can get these benefits while wiping it in the local supermarkets and abroad markets. Here, we will discuss the most important benefits of this credit card.
The Ultimate Key Benefits:
- Limitless Rewards:
Every spending on EastWest Bank credit card unlocks new opportunities for rewards. If you spend PHP100, you will get 1 Rewards Point. You can use them in the form of eGift Rewards. The card holders can also use them in the form of Limitless Rewards Vouchers and Cash Rebates. They provide a wide range of choices to suit your preferences.
- Special Perks and Privileges:
The card provides year-round special discounts and privileges. These offers set this card apart from others. It provides equal opportunities for shopaholics, foodies, and adventures. They can enjoy the finest experiences at reduced prices. It is your key to the VIP section of your life.
- Global Acceptance:
The card has more than 46 million establishments in almost 200 countries. These establishments will never make you short of financial flexibility. You can easily travel for business and leisure.
- Cash Advance Facility:
The card will never leave you without a card. It offers a unique cash advance facility. The cardholder allows you to withdraw 50% of your credit limit with ease. You can easily get financial relief for your needs.
Prerequisites for EastWest Privilege Visa Mastercard Application
The residents of the Philippines can easily apply for this credit card. They have to fulfill some prerequisites.
Citizenship: This facility is available only for the Filipino citizens. Foreign residents of the Philippines can also apply for this card. Before applying for this card, you will have to show a legal and lasting connection to the Philippines.
Age: The management of a credit card requires responsibility. The bank also checks the age of the applicants. EastWest Bank provides a Principal Card facility to 21 years people only. They can easily manage and handle their credit cards.
Minimum Gross Annual Income: To get this card, you will have to show your income sources. The income requirements vary on the specific variant of the card. Here, we have discussed the income requirements for different categories of the cards.
- EastWest Privilege Classic Mastercard and EastWest Visa Privilege Classic: PHP 180,000
- EastWest JCB Gold and EastWest Dolce Vita Titanium Mastercard: PHP 300,000
- EastWest Gold Mastercard, EastWest Visa Gold, and EastWest EveryDay Titanium Mastercard: PHP 480,000
- EastWest Visa Platinum and EastWest JCB Platinum: PHP 1,000,000
- EastWest Singapore Airlines KrisFlyer Platinum Mastercard: PHP 1,200,000
- EastWest Platinum Mastercard: PHP 1,800,000
- EastWest Singapore Airlines KrisFlyer World Mastercard: PHP 2,600,000
Contact Information: The applicants have to provide contact information. They can provide contact information in the form of mobile phone or a business landline. The bank will use this information for effective communication. They can also provide necessary information to the residents.
Who is this card for?
A diverse range of customers can use this card. Therefore, it is equally important for frequent travelers and shopaholics. It provides a versatile financial solution to the users. The card will be your ideal companion. You just need to align it with your unique lifestyle and financial goals.
Step by Step to Apply for the Card
- Visit the Official Website: The EastWest Bank has an official website. The Philippines residents can start their journey by visiting their official website.
- Navigate to the Application Section: On the website, the residents will get a section for credit card applications. They should navigate to this section. It will help them to complete the application process.
- Carefully Review Eligibility: It will provide complete information about the eligibility criteria. You should carefully review it.
- Complete the Application Form: The applicants will find out the form for the credit card application. They should fill out this application.
- Prepare Required Documents: Some specific documents are the major parts of the application. The applicants should gather these documents. They require a valid ID with a picture and signature.
- Verify Your Location: While completing the form, you should provide residence or business address. The applicants should ensure your residence or business address. Their residence should fall between the areas specified by EastWest Bank.
- Allow Processing Time: You should show patience during the application processing period. The bank will take 10 to 15 banking days.
- Download the Mobile App: After these banking days, you can get approval of this credit card. You should download their app to use this card. It provides a convenient way to use the card.
APPLY TO EASTWEST PRIVILEGE VISA MASTERCARD CREDIT CARD HERE
Positives and Negatives of EastWest Privilege
Positives:
- Generous Rewards Program: Rewards program is one of the standout features of this card. You will get 1 reward point after spending PHP 100 on this credit card.
- Special Perks and Privileges: The cardholders can get access to partner merchants. It allows them to get year-round discounts and privileges.
- Global Acceptance: The credit card backs up with Visa and Mastercard. It is equally acceptable for both local and international users.
Negatives:
- Annual Fees: The EastWest Privilege Visa Mastercard come with an annual membership fee. It is for both principal and supplementary cards.
- Interest Charges: The card carries an interest rate of 3% per month or 36% annually.
- Cash Advance Fees: The bank charges a PHP 200 service fee on the cash advance facility. Moreover, it charges a 3% interest charge on the cash advance amount.
Fees and Tariffs
It’s important to understand the financial aspects of your credit card. The EastWest Privilege card comes with an annual membership fee of Php1,500 for the Principal Card and Php750 for Supplementary Cards. The interest charge is set at 3% per month or an effective rate of 36% annually.
For cash advances, there is a Php200 service fee and a 3% interest charge on the amount, which accumulates from the date of withdrawal until the full settlement of your statement balance. Late payments incur a fee of Php1,500 or the unpaid Minimum Payment Due, whichever is lower while exceeding your credit limit within the billing period results in a Php500 fee.
How to Unlock the Card?
You will have to unlock its full potential after receiving this card. The bank has official channels to assist you. They assist the customers by using their website, phone numbers, and email contacts. If you have any question or inquiries, you should reach out to them.
EastWest Bank Customer Support
For inquiries and feedback, you may call the EastWest 24-Hour:
- Customer Service Hotline at (+632) 8888-1700
- Send an e-mail to [email protected]
- or Chat with EastWest System Tech Assistant chatbot
Final Verdicts
EastWest Bank credit card is more than just a credit card. It provides a gateway to a world of limitless rewards and exclusive privileges. The card will enhance their financial journey for wise users. It has also opened up doors for exciting opportunities. The bank has made it a reliable financial partner for seasoned travelers and frequent shoppers. It provides a first step towards financial empowerment. You should visit their website to complete the application process.
