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This credit card is more than a piece of plastic. It’s your gateway to financial rewards and convenience. Here, you will know all about HSBC Platinum Visa Rebate Credit Card.

Benefits:

  • Annual Fee Waiver: The cardholders can easily use this credit card. They can get bid farewell to annual fees in the first year. You can enjoy all the benefits of the card without the burden of extra costs.
  • Free Travel Insurance Coverage: This credit card allows you to travel with piece of mind. You can get insurance of your travel history. It enhances your adventures with a layer of financial protection. Get more information here.
  • Fuel Savings: The cardholders can get 6% rebate on their initial Caltex transaction. They can also get 3% rebate on Caltex fuel purchases throughout the year. These rewards will make your road trips more rewarding and beneficial.
  • Contactless Credit Card: It offers contactless technology for the cardholders. They can enjoy the ease of hassle-free payments. The card doesn’t require swipe. You just need to tap your card at designated payment terminals. As a result, you can make quick and secure transactions.
  • Cash Advance: This credit card is more than a payment tool. It is your ATM card. You can easily get access to cash both locally and abroad. Therefore, you will never get short on funds.

Other Exceptional Features:

  • eStatement: The users can also use its eco-friendliness features. They can get eStatements. The cardholders can get their credit card statement in their emails. It will reduce paper waste and simplify the record-keeping process.
  • Online and Mobile Banking Access: HSBC Bank has user-friendly online and mobile banking services. They help the users to monitor their financial health. The cardholders can conveniently settle their bills. You can keep control of your finances everywhere.
  • 5% Rebate on Shopping and Travel Transactions: The users can get 5% cashback on all their transitions. This offer adds extra value to their purchases.
  • 1% Rebate on Insurance: It provides financial security to the cardholders. They can get 1% cashback on insurance payments.
  • 0.50% Rebate on All Other Transactions: The bank will not overlook your day-to-day spending. It will give rewards on all the banking transactions. They can get 050% cashback on their transactions.
  • Auto charge: You should not miss a bill payment with an HSBC auto charge. This feature will automatically settle your bills. As a result, you can simplify your financial management.

Fees and Charges

You should know about its associated fees, interest rates, and annual charges. These things will help you to effectively manage your finances.

  • Retail Monthly Nominal Interest Rate: 3% per month
  • Retail Monthly Effective Interest Rate: 2.89% per month
  • Cash Advance Monthly Nominal Interest Rate: 3% per month
  • Cash Advance Monthly Effective Interest Rate: 3.04% per month
  • Annual Fees: First-year annual fee waiver. From the second year onwards, primary cardholders will have to pay PHP 5,000. The supplementary cardholders will have to pay PHP 2,500.

Who is This Card For?

This credit card is suitable for a wide range of customer profiles. Travelers and shoppers can easily use this card. HSBC Platinum Visa Rebate Credit Card has lots of features. It can cater the needs of a diverse range of customers.

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Step by Step to Apply for the Card

  • The customers should visit their official website to apply for the credit card.
  • Click on the application link to begin the process.
  • Follow the on-screen instructions to fill out your application.
  • Ensure you have the required documents, such as proof of identity and residence.
  • Wait for the approval process to be completed.
  • Once approved, you’ll receive your card in the mail.

APPLY TO HSBC PLATINUM VISA REBATE CREDIT CARD HERE

Or download the mobile app by clicking here. 

Positives and Negatives of the Card

Positives

  • This card offers attractive rebates on shopping, travel, and insurance.
  • A wide range of customer profiles can use this credit card.
  • It has noteworthy advantages. They can get a first-year annual fee waiver. The users can also get free travel insurance coverage.

Negatives:

  • The card has interest rates and fees. You should know about these things.
  • There are financial terms and fees of the credit card. The cardholders should also understand them.

How to Unlock the Card?

You can easily receive this credit card on your address. The users will find instructions on the HSBC Platinum Visa Rebate Credit Card. They will have to follow these instructions for activation. The cardholders will also find their dedicated numbers or online portals. They can also contact with them to complete the activation process.

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HSBC Customer Support: We are Here to Assist You

For inquiries, please call HSBC’s Customer Service at (02) 8858-0000 or (02)7976-8000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (International Access Code) 800-100-85-800 international toll-free for selected countries/regions.

You may get in touch with the Bangko Sentral Consumer Protection and Market Conduct Office through the following:

Conclusion

HSBC Platinum Visa Rebate Credit Card offers a wealth of advantages. The cardholders will get rebates on shopping and travel. They can also get insurance to convenience-enhancing features. This credit card caters to diverse customer profiles. The frequent shoppers and globetrotter can easily use these credit cards. It has lots of benefits for the customers. They can enjoy annual fee waiver, free travel insurance coverage and fuel savings. This comprehensive tool will empower the people. They will get peace of mind and financial security. The cardholders can easily streamline their everyday transactions. It opens doors to a world of opportunities and rewards.