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Exclusively accessible to RCBC Hexagon Club Priority members, the RCBC Hexagon Club Priority World Mastercard is a complimentary credit card that is free for life, subject to credit review. It’s designed for highly valued customers, offering a range of benefits including generous rewards, and a variety of lifestyle and travel perks​​.

This card is a part of RCBC’s priority banking program, which offers individualized service, knowledgeable guidance, and specialized benefits. The curated benefits aim to enhance the cardholder’s lifestyle and provide rewarding experiences whether at home or abroad​.

Benefits of the RCBC Hexagon Club Priority World Mastercard

A variety of advantages catered to the various demands of its users are accessible through the RCBC Hexagon Club Priority World Mastercard. This card, as part of RCBC’s priority banking program, not only facilitates financial transactions but also enriches the lifestyle of its holders by providing a spectrum of rewards and perks. Here are some of the top benefits associated with this credit card:

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Generous Rewards System

The card offers a rewards’ system that allows cardholders to earn points which can be redeemed in various ways. The rewards are designed to provide value back to the cardholders based on their spending.

Priority Pass™ Lounge Access

Cardholders enjoy complimentary Priority Pass™ membership, granting them access to over 1,300 airport lounges across more than 600 cities worldwide. This feature aims to provide a tranquil pre-flight experience, making travel more enjoyable​.

Mastercard Travel & Lifestyle Services

The card unlocks a range of Mastercard Travel & Lifestyle Services. These services include access to concierge services which assist with travel arrangements, restaurant reservations, special events ticket purchases, and other lifestyle-related requests, adding a layer of convenience and luxury to the cardholder’s experience​.

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Free Life Insurance Coverage

One of the significant benefits is the free life insurance coverage provided to the cardholders. This coverage offers a safety net, adding a level of financial security for the cardholders and their families​.

Preferential Rates and Waived Fees

Cardholders receive preferential rates on loans, time deposits, and foreign exchange. Additionally, some banking fees are waived, which can lead to significant savings over time​​.

Comprehensive Financial Solutions

The card provides access to a variety of financial solutions including wealth management services, market updates, and special rates on loans. This comprehensive financial support is designed to cater to the diverse financial needs and goals of the cardholders, aiding in better financial planning and management​​.

Each of these benefits contributes to making the RCBC Hexagon Club Priority World Mastercard a well-rounded financial tool with added lifestyle advantages.

Prerequisites to Obtain the RCBC Hexagon Club Priority World Mastercard

To apply for the RCBC Hexagon Club Priority World Mastercard, an individual needs to fulfill certain prerequisites primarily revolving around maintaining a specified deposit amount with RCBC. Here are the key requirements:

  1. Opening an Account: Applicants must open either an RCBC Checking or Savings account to become eligible for the Hexagon Club Priority World Mastercard​​.
  2. Maintaining a Deposit: A minimum deposit of at least Php 1 Million (approximately $20,000 USD) is required to be maintained in the RCBC Checking or Savings account​.
  3. Good Credit History: Although not explicitly mentioned, some sources suggest that applying for this premium card may also need having a good to great (if not excellent) credit history.
  4. Membership in Hexagon Club: By fulfilling the above requirements, individuals are granted membership to the Hexagon Club which in turn entitles them to the RCBC Hexagon Club Priority World Mastercard​​.

These requirements ensure that only individuals with a substantial financial standing and good credit history are eligible for the card, aligning with the card’s premium offerings and exclusive benefits.

About RCBC Financial Institution

Among the Philippines’ famous financial institutions is The Rizal Commercial Banking Corporation, founded on September 23, 1960, by Alfonso Yuchengco as the Rizal Development Bank. The bank became the first commercial bank to open in the province when it opened its first head office at 219 Buendia Avenue in Makati. RCBC expanded its financial services after obtaining its universal banking license in 1989. RCBC purchased Merchants Savings and Loan Association Inc. from Finman Capital Corp in 2007 and merged it with its thrift bank RCBC Savings Bank in an effort to expand its branch network.

As of December 31, 2022, RCBC stands as the 5th largest privately-owned universal bank in the Philippines, boasting over Php1.2 trillion in total resources. In the same year, the Bangko Sentral ng Pilipinas approved RCBC’s merger with its thrift bank RCBC Savings Bank, signifying a notable development in its operational framework. RCBC’s journey from a small development bank to one of the Philippines’ major banking institutions demonstrates its robust growth and its commitment to adapting to the dynamic financial landscape.

Who is the RCBC Hexagon Club Priority World Mastercard for?

The RCBC Hexagon Club Priority World Mastercard is intended for an elite clientele that values exclusivity, individualized service, and a range of privileges that complement their high-end lifestyles. Here’s a breakdown of the customer profile this card is tailored for:

High Net Worth Individuals (HNWIs)

With a requirement of maintaining a deposit of at least Php 1 Million in an RCBC account, this card is evidently aimed at high net worth individuals who have substantial financial resources​​.

Priority Banking Clients

The card is a part of RCBC’s priority banking program which is designed to offer personalized services, expert and tailored advice alongside exclusive perks and privileges to its members. This indicates a focus towards individuals who appreciate a more personalized banking and financial service experience​.

Individuals with Good Credit History

Although not explicitly mentioned in every source, having a good credit history might be a prerequisite for obtaining this card, indicating that it’s aimed at individuals with a responsible financial background​.

The RCBC Hexagon Club Priority World Mastercard is not just a tool for financial transactions, but a gateway to a curated lifestyle of convenience, luxury, and financial growth. Through this card, RCBC extends an invitation to a select group of individuals to experience a higher level of banking service tailored to meet their unique needs and preferences.

How to Apply for the RCBC Hexagon Club Priority World Mastercard

To apply for the RCBC Hexagon Club Priority World Mastercard, follow these steps:

  1. Open an RCBC Account:
    • Open either an RCBC Checking or Savings account.
    • Maintain the required deposit of at least PHP 1 Million (approximately $20,000 USD)​​.
  2. Inquire at an RCBC Branch or Contact an RCBC Relationship Manager:
    • To find out more about the Hexagon Club Priority program, get in touch with your RCBC relationship manager or stop by any RCBC branch.
  3. Undergo Credit Evaluation:
    • Issuance of the RCBC Hexagon Club Priority World Mastercard is subject to RCBC Credit Cards’ evaluation, approval, and processing time​​.
  4. Complete Necessary Documentation:
    • Complete any necessary documentation and fulfill other requirements as directed by RCBC.
  5. Await Approval and Card Issuance:
    • Once approved, you will be issued the RCBC Hexagon Club Priority World Mastercard.

For a more detailed understanding of the application process and to start your application, it’s recommended to visit the official RCBC Hexagon Club Priority page or contact an RCBC representative directly.

Additionally, for ease of banking and managing your card, you can download the RCBC Online Banking App:

  • Android
  • iOS

These steps provide a structured pathway to obtaining the RCBC Hexagon Club Priority World Mastercard and leveraging the exclusive benefits it offers.

Positives and Negatives of the RCBC Hexagon Club Priority World Mastercard

Based on the information gathered, below are the pros and cons of the RCBC Hexagon Club Priority World Mastercard:

Pros:

  • Through Hexagon Club privilege services, you can access premium banking services and benefits.
  • Access to exclusive Hexagon Club privilege events and perks from bank and partner merchants​.
  • Access to special Hexagon Club events and benefits from the bank and associated businesses.
  • Benefits for international travel, such as purchase protection and travel insurance.
  • ATM withdrawals are free and branch fees are waived.
  • Coverage of up to $200 for overseas online transactions.
  • Each year, one free checkbook and manager’s check is sent.
  • When you join Hexagon, you receive free ATM insurance.
  • Free credit card for life for RCBC Hexagon Club Priority members (based on credit review).
  • Enjoy concierge services and customized offers in travel, food, sports, entertainment, and shopping.
  • Flexible, perpetual Rewards points with every purchase.

Cons:

  • Good credit standing required to qualify for the card​​.
  • Must maintain a ₱100,000 balance in your savings account to qualify for membership, potentially locking out low-income earners​​.
  • Lounge access subject to a fee of US$27 per visit, although it can be reversed with a minimum overseas spend of ₱70,000 or US$1,500​

This table encapsulates the advantageous and less favorable aspects of the RCBC Hexagon Club Priority World Mastercard, offering a balanced view to potential cardholders.

How to Activate the RCBC Hexagon Club Priority World Mastercard

Upon receiving the RCBC Hexagon Club Priority World Mastercard, activating the card is a straightforward process with several options available for cardholders:

  1. Via SMS:
    • Your registered cellphone number should be used to text the last six numbers of your credit card to 0919-160-0402.
  2. Via the RCBC Digital app:
    • Your Replacement and Renewal Cards can be activated using the RCBC Digital app.
  3. Via Chat with Erica:
    • Access Erica’s (Chat BOT) conversation on the RCBC website by clicking her icon in the bottom right corner and following the card activation procedures.
  4. Via IVR (Interactive Voice Response):
    • Call the RCBC Credit Cards Customer Service hotline at (02) 8888-1888 and follow the prompts to activate your card:
      • Press 2 to check your credit card account.
      • Press 1 to access your card (enter your 16-digit credit card number + OTP that will be sent to your mobile number).
      • Press 1 for Credit Card Services.
      • Press 1 to activate your card.
    • Within ten (10) minutes, a confirmation will be sent to your registered mobile number. Call the RCBC Credit Cards Customer Service Hotline once again if you don’t get a confirmation.

These methods offer flexibility and ease, ensuring a smooth activation process for new cardholders.

RCBC Hexagon Club Priority World Mastercard Fees and Tariffs

Monthly Interest Rate 3%
Membership Fee (Principal) Lifetime free
Membership Fee (Additional Cardholders) Free for Life, up to three more cards; more than 1,800 pesos annually
Cash Advance Fee ₱200
Late Payment Fee ₱850

How to Contact RCBC Hexagon Club Priority World Mastercard Customer Service

For inquiries or assistance regarding the RCBC Hexagon Club Priority World Mastercard, here are the official channels provided by RCBC:

  1. Hotlines:
    • General Inquiries: +632 8877-7222
    • Domestic Toll-Free: 1-800-10000-7222
    • RCBC Credit Cards: +632 8888-1888
    • Location: Yuchengco Tower, RCBC Plaza, 6819 Ayala Avenue​​.
  2. Official Website:
  3. Email:

These channels provide various avenues for obtaining assistance or more information regarding the RCBC Hexagon Club Priority World Mastercard.