How to apply to UnionBank Lazada Credit Card

In today’s digital age, shopping has gone beyond visiting physical stores. With online marketplaces like Lazada taking center stage, the UnionBank Lazada Credit Card ensures you reap maximum benefits from your online shopping ventures. Let’s delve deeper into this credit card’s offerings and understand whether it fits you.
Benefits of the UnionBank Lazada Credit Card
In today’s digital age, online shopping has become more than just a convenience – it’s a lifestyle. Keeping pace with this trend is the UnionBank Lazada Credit Card, tailor-made for the modern online shopper. Let’s delve deeper into its many perks and see why it stands out in the crowded world of credit cards.
Lazada Credits Galore:
Imagine buying your favorite gadgets, clothing, or home essentials from Lazada and being rewarded each time. With the UnionBank Lazada Credit Card, this is a reality. Every purchase on Lazada earns you a whopping 6x Lazada Credits. Think of these credits as little tokens of appreciation that accumulate over time. Before you know it, you’ll have a significant amount to redeem, ensuring you get the best bang for your buck.
Everyday Purchases Rewarded:
But what if you’re only sometimes shopping on Lazada? Fear not. The card ensures you’re rewarded no matter where you shop. Be it grocery stores, gas stations, restaurants, or even your local coffee shop – every peso you spend brings you 1x Lazada Credit. This card recognizes and values your loyalty, ensuring every expense, big or small, doesn’t go unnoticed.
Exclusive Discounts & Promotions:
Have you ever felt the sting of missing out on an exclusive sale or discount? With the UnionBank Lazada Credit Card, that’s a feeling you’ll soon forget. Access exclusive deals and discounts crafted just for you. Whether it’s a flash sale, early bird access, or unique product launches, this card ensures you’re always in the front row, enjoying the best Lazada and its partner merchants have to offer.
Monthly Shipping Discounts:
Every seasoned online shopper knows that shipping fees can sometimes dampen the joy of finding a great deal. Understanding this, the card offers a P50 shipping voucher every month. Whether buying something as small as a book or as bulky as a sofa, this voucher ensures your delivery costs are always manageable.
Year-Round Sale Discounts:
Mark your calendars! Five times a year, during Lazada’s major sale events, you can avail yourself of a P500 discount voucher. This card ensures you always have an added advantage on Black Friday, Cyber Monday, mid-year sales, or festive events – whatever the occasion. Why pay the total price when you can get the same quality products at a discount?
Virtual Credit Card:
In a world where online security is paramount, this card offers you an extra layer of protection. The Virtual Credit Card feature ensures you can shop online without any hesitation. Whether booking flights, subscribing to streaming services, or shopping on international websites, this virtual card shields your primary card details, ensuring they remain confidential. It’s a testament to UnionBank’s commitment to providing convenience and top-tier security to its cardholders.
Prerequisites for the UnionBank Lazada Credit Card
Applying for a credit card is a significant financial step, and knowing the requirements is essential. The UnionBank Lazada Credit Card is no exception. So, before you rush off, dreaming of all the shopping deals you’ll score, let’s break down the essential prerequisites you need to meet:
Nationality & Residency: First and foremost, to be eligible, you must either be a proud Filipino citizen or have official residency status in the Philippines. This ensures that the bank can communicate and engage with you quickly.
Age Requirement: Secondly, ensure you’re at least 21. This age threshold ensures applicants have the maturity and financial responsibility to manage a credit card.
Valid Identification: Banks need to know you’re genuinely who you say you are. Therefore, it is crucial to have a government-issued ID – be it a passport, driver’s license, or another recognized form of identification.
Stable Income Proof: Showcasing a steady income, whether through employment or a personal business, indicates that you have the financial capability to pay off credit card dues.
Reliable Credit History: Lastly, your past speaks volumes. A commendable credit history gives the bank confidence in your financial habits, showing them you are trustworthy and responsible with credit.
Remember, meeting these prerequisites is the first step towards enjoying the benefits of the UnionBank Lazada Credit Card. So, make sure you check off each requirement before applying.
CLICK HERE TO ACCESS THE OFFICAL LAZADA CARD WEBSITE
About UnionBank
UnionBank stands as one of the renowned names in the world of banking. Rooted in tradition, this financial powerhouse has sailed through time, consistently demonstrating its commitment to its customers. UnionBank has built its reputation on trust, stability, and pioneering financial solutions tailored for the modern age for decades. With a clear understanding of the evolving needs of its customers, UnionBank has embraced innovations, positioning itself as a dynamic player in the digital banking era. They’ve preserved their legacy and shown adaptability, ensuring their patrons receive nothing short of excellence.
Who is this card for?
The UnionBank Lazada Credit Card is a shopper’s delight. If your virtual shopping cart frequently brims with Lazada finds, this card is your perfect financial companion. Designed keeping the modern-day consumer in mind, it offers many advantages, especially for those who are always looking for that extra deal or discount. Whether you’re a tech enthusiast, a fashion lover, or someone who enjoys the convenience of online shopping, this card promises to amplify your shopping experience. Beyond just transactions, it transforms regular buys into rewarding ventures.
Step by step to apply for the card
- Visit the UnionBank website or their official app.
- Navigate to “Credit Cards”.
- Choose the UnionBank Lazada Credit Card.
- Click “Apply Now” and fill out the application form.
APPLY TO UNIONBANK LAZADA CREDIT CARD HERE
Positives and negatives of the card
While the card comes packed with positives, it’s essential to understand its limitations:
Positives:
- Abundant Lazada Credits.
- Year-round exclusive discounts.
- Enhanced security with virtual cards.
Negatives:
- P3,000 annual fee from the second year.
- Comparatively high interest rates.
- Additional fees on foreign transactions.
How do I unlock the card?
Have you received your card? CallUnionBank Customer Service at 8667-2273 to activate or use the UnionBank Online app.
Fees and tariffs
- Annual fee: P3,000 from the second year.
- Monthly Interest: 3%.
- Foreign transaction fee: 3% of the transaction amount.
Customer Service
For any queries or assistance:
- Phone: 0080082772273
- Visit UnionBank official website
Final Thoughts
In a world swiftly transitioning to digital, having a credit card that aligns with online shopping trends is invaluable. The UnionBank Lazada Credit Card is perfect for those who frequently shop on Lazada. However, before diving in, always be prudent about understanding the associated costs, like the annual fee and interest rates. Shop smart and enjoy the rewards!