EastWest Platinum Mastercard Credit Card

About the EastWest Platinum Mastercard

The cornerstone of the EastWest Platinum Mastercard is the lifetime waiver of the annual membership fee, a rare perk that liberates cardholders from the recurring financial obligation that comes with many credit cards. This waiver extends to both principal and supplementary cardholders, emphasizing a long-term value proposition​. Coupled with a robust insurance coverage of up to ₱20 Million, the card not only provides a financial tool but a layer of security against unforeseen adversities​.

The benefits extend beyond mere financial savings and security. With the cash advance facility, cardholders are granted a cushion of liquidity, allowing access to funds up to 70% of their credit limit when needed the most.

The EastWest Platinum Mastercard comes with a suite of benefits tailored towards providing financial flexibility, security, and a plethora of exclusive perks. While the card has its merits, potential cardholders should also be cognizant of the associated fees and eligibility criteria to ascertain if this card aligns with their financial landscape and spending habits.

About EastWest Bank

EastWest Bank, founded on July 6, 1994, was the first Philippine bank to receive a commercial banking license after the central monetary authority liberalized banking in the mid-1990s​1​. On August 1, 1994, EastWest Bank established its first branch on Sen. Gil Puyat Avenue in Makati City, marking a new era in banking. EastWest Bank entered the Philippines' banking system as a symbol of progressive financial policies and a bank that would become known for creative banking solutions.

EastWest Bank has expanded its services to meet a variety of financial demands since its founding and is now offering personal, small business, mortgage, and international banking services. The bank offers services like the Global Student account to satisfy the banking needs of international students, demonstrating its commitment to global clients.

Why Choose EastWest Platinum Mastercard?

The card's offering is more traditional in nature, rather than catering to a digital or tech-savvy audience. While it does provide online and mobile banking conveniences, its core benefits revolve around financial security and cost-saving features that have a long-term impact.

If you are someone who values a straightforward credit card offering with a lifetime waiver on annual membership fees, a decent insurance coverage, and have a higher monthly income, the EastWest Platinum Mastercard could align with your financial stance. It's a choice that melds with a traditional banking experience while providing a cushion of financial security and some level of financial flexibility through its cash advance feature.